SBA acquisition loans: Retail Trade (NAICS 44-45)
3,231 SBA 7(a) change-of-ownership loans totaling $3.85B in FY2024 to FY2026, median $765K, from 490 lenders.
League table
National rankings Top lenders
Top 25 by number of loans, FY2024 to FY2026
| Rank | Lender | Loans | Dollars | Median | FY24–26 trend |
|---|---|---|---|---|---|
| 1 | Huntington National BankColumbus, OH | 228 | $159.0M | $302K | +23% |
| 2 | Hanmi BankLos Angeles, CA | 190 | $185.3M | $748K | +47% |
| 3 | Live Oak Banking CompanyWilmington, NC | 154 | $284.3M | $1.2M | −47% |
| 4 | Open BankLos Angeles, CA | 127 | $201.6M | $1.1M | +60% |
| 5 | Byline BankChicago, IL | 90 | $141.0M | $1.4M | +75% |
| 6 | ReadyCap LendingBerkeley Heights, NJ | 75 | $176.3M | $2.0M | −57% |
| 7 | PCB BankLos Angeles, CA | 72 | $118.5M | $1.0M | +170% |
| 8 | Metro City BankDoraville, GA | 69 | $135.0M | $1.4M | −23% |
| 9 | Celtic BankSalt Lake City, UT | 66 | $119.0M | $1.6M | +9% |
| 10 | First Internet Bank of IndianaFishers, IN | 59 | $91.6M | $987K | +29% |
| 10 | Commonwealth Business BankLos Angeles, CA | 59 | $64.3M | $686K | −82% |
| 12 | US Metro BankGarden Grove, CA | 49 | $81.4M | $1.1M | new |
| 13 | American Continental BankCity Of Industry, CA | 48 | $33.2M | $521K | +160% |
| 14 | Rockland Trust CompanyRockland, MA | 43 | $28.3M | $520K | −79% |
| 15 | Southwestern National BankHouston, TX | 34 | $59.4M | $1.4M | +467% |
| 15 | Zions BancorporationSalt Lake City, UT | 34 | $24.7M | $434K | +433% |
| 17 | U.S. BankCincinnati, OH | 33 | $32.9M | $792K | −23% |
| 18 | M&T BankBuffalo, NY | 31 | $17.7M | $500K | +18% |
| 19 | PathwardSioux Falls, SD | 29 | $49.9M | $1.1M | +56% |
| 19 | First Financial Bank (El Dorado, AR)El Dorado, AR | 29 | $44.5M | $1.4M | +50% |
| 21 | Beacon Bank and TrustBoston, MA | 28 | $45.6M | $1.3M | +10% |
| 22 | East West BankPasadena, CA | 27 | $20.8M | $650K | +400% |
| 23 | United FCUSaint Joseph, MI | 26 | $27.9M | $1.1M | new |
| 24 | Truliant FCUWinston-Salem, NC | 25 | $34.3M | $975K | −22% |
| 24 | Old National BankEvansville, IN | 25 | $32.5M | $624K | −57% |
Ranked by number of loans; ties broken by dollars. Bars are scaled to the leader. Trend: loans per fiscal year, FY2024 to FY2026, with the change from FY2024 to FY2026.
Loan size
Deal size mix
- Under $350K761 loans · 24% · $133.7M
- $350K to $1M1,177 loans · 36% · $744.9M
- $1M to $2M713 loans · 22% · $1.02B
- $2M to $5M580 loans · 18% · $1.96B
Volume
By fiscal year
| Fiscal year | Loans | Dollars |
|---|---|---|
| FY2024 | 1,017 | $1.12B |
| FY2025 | 1,144 | $1.40B |
| FY2026 | 1,070 | $1.33B |
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